Hard Money Loans for VA, MD & DC
Direct, equity based bridge loans from a family run hard money lender. Primarily serving the DMV area and select east coast states. Most deals close in 3–5 business days after required docs and clean title.
Collateral first underwriting, first lien, business purpose only.
Why Choose Fulford Lending for a Hard Money Loan?
Direct capital, zero runaround.
Speed that holds up: typical close 3–5 business days after docs and clean title.
First lien only: business purpose bridge loans backed by the property.
Transparent terms: year one fixed, then WSJ Prime + spread; interest only payments.
Practical underwriting: 60–65% LTV typical; up to 70% LTV in exceptional cases.
Reachable direct contact: family run, straight answers, fast term sheets.
Borrowers
Start with a quick form or call. Share the property, numbers, and timeline. We reply with straight terms and what we need to close.
Brokers
Email the scenario. We price quickly and spell out exactly what your borrower needs to close. Broker compensation paid at closing.
Frequently Asked Questions
Have questions about rates, LTV, docs, or timing? Visit the Borrowers page for details, or jump to the FAQ.
A Family Team
Nathaniel S. Fulford V
Executive
